Van Insurance
Van Insurance: With one of the largest selection of van insurers in the UK we are confident you will save money on your van insurance by getting a quote from us today.
We will discuss various topics relating to van insurance during this page but if you just want a quote then click the button now and you will be amazed at the results you get. We have over 30 providers waiting to give you a quote on your van insurance and the system we use was the first comparison system for van insurance in the UK launched in 2006 so we are sure you will not be disappointed with the results you get.
Van Insurance Quotes
Cheap Van Insurance: Our online van insurance quote system is designed to bring you back a number of quotes based on the information you have provided. The results will be listed in order of cheapest van insurance first followed by the next cheapest and so on. When you have got your results based on cheap van insurance ensure that it has all the cover you require for your van insurance needs. We suggest you check the policy description before you purchase the van insurance as the cheapest may not be the best policy for your needs.
Commercial Van Insurance
Commercial Van Insurance: This is the same as van insurance and our online quote system will generate results based on the information you have provided when completing the commercial van insurance quote. Some people and especially companies use the term commercial van insurance instead of van insurance but both will return the same results.
Van Insurance Quote
Van Insurance Quote: When you are obtaining your van insurance quote from the comparison system it would be helpful if you had your registration number to hand as the system will automatically identify the make and model of the van which will make obtaining the quote faster and reduces the margin for errors when completing the van insurance quote.
Van Insurance UK
Van Insurance UK: Our quote system is designed for the UK van insurance market only although you can get European cover as standard on many of the policies. If you require overseas cover then please read the key facts details about the policy before you proceed to purchase your van insurance.
Types of Cover For Van Insurance
Van insurance is the same as car insurance and has 3 levels of cover available and we will give you a brief description below.
Van Insurance Third Party Only Cover: is the basic cover you can get and will not protect you against fire or theft of your van, it also will not cover any damage to your van or any contents you may have within the van. We suggest that you only take this type of van insurance as a last resort as you have no protection for your van other than complying with the law by having van insurance in place.
Van Insurance Third Party Fire and Theft Cover: this is the same as above but your van is protected against fire and theft but does offer better cover than above as many vans are stolen in the UK each year.
Van Insurance Comprehensive Cover: this includes the above and also covers your van for damage either due to an accident or malicious damage. You will generally get some contents of the vehicle covered if you take out comprehensive van insurance but check your policy details for the exact cover for the contents of the vehicle. The only other thing you will be liable with this type of van insurance is the excess you have selected on your policy in the event of a claim.
Points to Note: If you insure your van for you only then it is not covered for anyone else to carry out your duties in the event of sickness, holidays or any other reason. If you are going on holiday, are sick or for any other reason someone is going to be using your van then please notify the insurance company before they do so as any accidents, damage to goods will not be covered by your insurance. It could also result in you committing a criminal offence so please do not take the risk notify the insurance company with immediate effect.
Why choose us for Van Insurance: The system we use for van insurance quotes is one of the largest and most competitive in the UK market so you can be sure we will do our up most to find you cheaper van insurance than you are currently paying. This web site is dedicated to van insurance, car insurance and bike insurance to ensure you get the best level of service possible. Does any other web site give you this amount of detail and information to help you? That is why we are different. We care about our clients.
Other Useful Information and Frequently asked Questions for people with van insurance
Self Employed: If you are self employed then you will be able to claim tax relief on your van insurance, car insurance and bike insurance as a business expense. This also applies to your road tax, maintenance of the vehicle and either your diesel or petrol usage for business purposes. You generally get 40p per mile but your accountant will confirm this for you as this may vary depending on your type of business.
Van and man Drivers Best Friend: It has been confirmed in surveys that a van driver’s best friend is a sat nav system which helps drivers locate their destination with ease thus saving them time and fuel consumption. Modern Sat Nav systems can also alert drivers to speed cameras and traffic jams thus allowing the driver to avoid these obstacles in their day to day duty. Sat Nav systems are very popular with car drivers also but it is important that you include the cost of this when obtaining your van insurance comprehensive cover so you can replace it in the event of it being stolen or damaged in an accident. Other gadgets that are popular with van drivers are mobile phones, and MP3 players amongst other things. If you are using a mobile phone whilst in your van then please ensure you have a hands free kit attached as using your mobile phone while driving could result in a fixed penalty fine and more importantly points on your license which could result in future van insurance premiums going up in price. MP3 players are very popular with van drivers because it allows them to listen to music of their choice but we would encourage you to get a kit to attach it to your stereo system instead of using ear pieces as this could result in you not being fully aware what is around you.
Other Insurance you may need to consider
Goods In Transit: Does your current van insurance policy cover goods in transit? Many companies will only give you minimum cover for goods in transit so check your policy as this may be something that you need to protect your business in the event of an accident or the goods being stolen from your vehicle. If you had £20000 of goods in your van and they were stolen or damaged in an accident would you be able to replace them without detriment to your business. If the answer is no and your comprehensive van insurance does not cover this then you need to consider this type of insurance also. Remember all premiums are a business expense so you will be able to claim tax relief on the premium.
Road Traffic Accidents Statistics: In the UK we have over one million road traffic accidents per year and many of these accidents involve people who were working i.e. van drivers and other haulage drivers. So please ensure you have the correct van insurance for the purpose of your job so you can replace the goods in the vehicle, the vehicle itself and more importantly you have the correct life insurance in place to protect your loved ones in the event of a fatal accident.
Plan Your Journey: Many van drivers work long hours so it is very important to plan your journey so you can take appropriate rest without risking falling asleep at the wheel which could result in fatal consequences. Brake have launched a campaign on tired drivers and its statistics show that tiredness while driving could be responsible for as many as one in ten fatal accidents on the UK roads and this increases to one in five on the motorway so you can see the relevance of planning your journey. We would always recommend that if you drive for long hours you keep the window open to allow fresh air into the vehicle and always stop every 2-3 hours so you can take an adequate break and freshen up. If you continue to feel tired after your break then we would always recommend you rest further before you set off on your journey again.
Other Products and Services
Other Insurance Products: Moneyandme.co.uk offers a large selection of insurance policies including car insurance and income protection policies to protect your car loan repayments in the event of Accident, Sickness or Unemployment which we strongly recommend in the current economic climate. Our aim is to save you money on your Insurance needs whether they be mortgage protection, Life insurance, House insurance or any other products.
You will find some popular links at the bottom of this page and more specific insurance needs at the top of the page. We hope you have found this page and other pages throughout the site useful but if there is anything you think we can add or improve on then please use the feedback tab at the top of the page as we will take your feedback into consideration for the future development of this site. Moneyandme.co.uk would like to thank you for taking the time to read the information on this page and hope you found the information useful.
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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is targeted to UK consumers.
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