Insurance for a Motorbike
Bike Insurance: Our comparison quote system has more than 30 providers waiting to get you a quote for your bike insurance. So whether you’re looking for Honda motorbike insurance or Yamaha motorbike insurance we are sure our insurance for a motorbike quote system will save you money and time as you only need to fill in your details once and the quote system will do the rest. Click the quote button below and see how much you could save today on your bike insurance.
We will discuss various topics relating to bike insurance during this page but if you just want a quote then click the button now and you will be amazed at the results you get. We have over 30 providers waiting to give you a quote on your bike insurance and the system we use is one of the largest motorbike comparison quote systems in the UK today. We are confident you will not be disappointed with the results you get for your bike insurance so get your quote now.
The quote system will quote for all type of bike insurance from Scooters to Sports bikes so whatever make or model you have get you quote now and start saving money today. You may use your bike for commuting to work or for leisure purposes but whatever the reason we are sure you will save money with us.
Honda Motorbike Insurance
Honda Motorbike Insurance: Honda is one of the largest motorbike manufacturers in the world with a large selection of models available for sale. So if you have a Honda Scooter, Tourer or Super sports model then we are sure our bike insurance quote system will return you the most competitive insurance for your Honda. The system will quote for all types of Honda Motorbikes so if you want to save money on your Honda Motorbike Insurance then get your quote from us. Remember you can obtain your quote at any time of the day or night and it is Free to use.
Motorbike insurance
Motorbike Insurance: Our online motorbike insurance quote system is designed to bring you back a number of quotes based on the information you have provided. The results will be listed in order of cheapest motorbike insurance first followed by the next cheapest and so on. When you have got your results based on motorbike insurance ensure that it has all the cover you require for motorbike insurance needs. We suggest you check the policy description before you purchase bike insurance as the cheapest may not be the best policy for your needs. We will quote for all makes and models of motorbike including all of the major manufactures such as Honda, Yamaha, Kawasaki, Suzuki, Triumph, Ducati and all other makes and models.
Yamaha Motorbike Insurance
Yamaha Motorbike Insurance: Yamaha started to build motorbikes in 1955 and won many awards for their 125cc in the early years. In 2009 Yamaha wins Moto GP Triple Crown of maker, team and rider championship titles for second year in a row. So you can be assured with your Yamaha motorbike it has been built with reliability. So if you have a Yamaha Bike, Scooter or any other type of model you can be assured our bike insurance quote facility will bring you back the cheapest possible quote for your Yamaha within minutes at any time of the day or night. With over 30 providers willing to quote for bike insurance you can be assured that the service we offer is one of the best on the internet today.
Motorcycle Insurance
Motorcycle Insurance: When you are obtaining your motorcycle insurance quote from the comparison system it would be helpful if you had your registration to hand as the system will automatically identify the make and model of the motorbike which will make obtaining the quote faster and reduces the margin for errors when completing the motorcycle insurance quote.
Why is our system better than most other web sites for bike insurance?
Quite simply we have a larger selection of insurers willing to give you a quote for you motorcycle insurance which in most cases means you will be able to save even more money by using our motorcycle insurance.
Why choose us for Bike Insurance?
The system we use for bike insurance quotes is one of the largest and best in the UK market so you can be sure we will do our up most to find you cheaper motorbike insurance than you are currently paying. This web site is dedicated to motorbike insurance, car insurance and van insurance to ensure you get the best level of service possible. Does any other web site give you this amount of detail and information to help you? That is why we are different as we care about our clients. If at any point you are unsure of the question within the bike insurance quote system then please contact us and we will endeavour to assist you with the answer.
Motorcycle Insurance UK
Motorcycle Insurance UK: Our quote system is designed for the UK motorcycle insurance market only although you can get European cover as standard on many of the policies. If you require overseas cover then please read the key facts details about the policy before you proceed to purchase your motorcycle insurance. Many of the policies that will be returned when you get your motorcycle insurance quote will have European cover as standard but please check before you proceed.
Types of Cover for Motorbike Insurance
Bike insurance is the same as car insurance and van insurance and has 3 levels of cover available and we will give you a brief description below.
Motorcycle Insurance Third Party Only Cover: is the basic cover you can get and will not protect you against fire or theft of your motorbike, it also will not cover any damage to your motorbike or any contents you may have within the motorbike. We suggest that you only take this type of motorcycle insurance as a last resort as you have no protection for your bike other than complying with the law by having motorbike insurance in place.
Motorcycle Insurance Third Party Fire and Theft Cover: this is the same as above but your bike is protected against fire and theft but does offer better cover than above as many motorbikes are stolen in the UK each year.
Motorcycle Insurance Comprehensive Cover: this includes the above and also covers your bike for damage either due to an accident or malicious damage. You will generally get some contents of the vehicle covered if you take out comprehensive bike insurance but check your policy details for the exact cover for the contents of the bike. The only other thing you will be liable with this type of bike insurance is the excess you have selected on your policy in the event of a claim.
Points to Note: If you insure your bike for you only then it is not covered for anyone else to ride your bike unless they have comprehensive bike insurance that allows them to ride your bike. The responsibility is yours so please ensure that your bike is insured under these circumstances. If you allow someone to ride your bike on their insurance then this is generally on a third party fire and theft term basis so please ensure you are aware of these facts before you lend your motorcycle to anyone. If you want to continue to cover your bike fully comprehensive then notify your insurance company and get them added to the policy as an additional driver before they drive the bike away.
Other Useful Information and Frequently asked Questions for people with motorbike insurance.
Self Employed: If you are self employed then you will be able to claim tax relief on your motorbike insurance, car insurance and van insurance as a business expense. This also applies to your road tax, maintenance of the vehicle and either your diesel or petrol usage for business purposes. You generally get 40p per mile but your accountant will confirm this for you as this may vary depending on your type of business.
Other Insurance you may need to consider
Goods in Transit: Does your current motorbike insurance policy cover goods in transit? Many companies will only give you minimum cover for goods in transit so check your policy as this may be
something that you need to protect your business in the event of an accident or the goods being stolen from your bike. If you had £20000 of goods on your bike and they were stolen or damaged in an accident would you be able to replace them without detriment to your business. If the answer is no and your comprehensive motorcycle insurance does not cover this then you need to consider this type of insurance also. Remember all premiums are a business expense so you will be able to claim tax relief on the premium. Do you do deliveries on your bike for mail or for restaurants. If so you will also need to declare this when obtaining your motorcycle insurance quote as getting a policy without declaring this is a criminal offence and you could be prosecuted so please include details of this when you obtain your motorbike insurance quote.
Road Traffic Accidents Statistics: In the UK we have over one million road traffic accidents per year and many of these accidents involve people who were working i.e. van drivers and other haulage drivers. So please ensure you have the correct bike insurance for the purpose of your job so you can replace the goods in the vehicle, the vehicle itself and more importantly you have the correct life insurance in place to protect your loved ones in the event of a fatal accident.
Frequently Asked Questions
Can I save money by applying online for my bike insurance?
Yes you can typically save between 20-70% when you apply for online bike insurance.
Can I use my bike for private use?
Yes if your bike is registered in your name and you only use it for social and domestic cover then you can insure it for private use. But please be aware you cannot carry any goods on the bike.
How do I make a claim?
After you have been involved in an accident, discovered a break-in to the bike or malicious damage if you are fully comprehensive contact your insurance provider with immediate effect and also notify your local police office as most insurance companies will want you to forward an incident reference number.
What type of cover do I need?
This is purely dependent on your circumstances and the use of the bike; you must be comfortable with the premium and ensure you have the right cover in place for your needs.
Am I Covered Abroad?
In most cases you will be covered abroad but we strongly recommend you check the policy before you go abroad as a simple phone call to the insurer can cover you if it is not already in place.
What do I need to include in my quote?
Be as accurate as possible with your answers and for the use of the bike including the goods you carry so you get an accurate quote and to ensure you are covered in all cases, remember any amendments you need to make are only a phone call away. Do not lie on your application under any circumstances as this could result in your policy being null and void.
Carriage of goods for hire or reward?
This includes deliveries for a catalogue or for someone delivering fast foods so please insure if you use your bike for this purpose then your insurance company is aware of this.
What affects My Quote?
Many factors are taking into consideration when determining your quote including the age of your bike, postcode and your previous driving history. You must be honest with all answers as failure to do so could result in your policy being null and void.
What might be excluded from your policy?
The first parts of you claim because you will need to pay the excess on you policy.
Breakdowns will not be covered unless you apply for this type of cover.
The bike is being used for something other than the description you have submitted on your application form.
Finally we would like to take this opportunity of thanking you for visiting our site and hope you have found it useful in helping you save money and for information purposes. We are always striving to make our service better for consumers and would welcome any feedback you may have on this or any other page on the site so we can make it more user friendly in the future for our clients. Just simply use the contact us page and give us your feedback and we can assure you all feedback received will be taken into account for future development of the site.
Other Products and Services
Other Insurance Products: Moneyandme.co.uk offers a large selection of insurance policies including car insurance and income protection policies to protect your car loan repayments in the event of Accident, Sickness or Unemployment which we strongly recommend in the current economic climate. Our aim is to save you money on your Insurance needs whether they be mortgage protection, Life insurance, House insurance or any other products.
You will find some popular links at the bottom of this page and more specific insurance needs at the top of the page. We hope you have found this page and other pages throughout the site useful but if there is anything you think we can add or improve on then please use the feedback tab at the top of the page as we will take your feedback into consideration for the future development of this site. Moneyandme.co.uk would like to thank you for taking the time to read the information on this page and hope you found the information useful.
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